R-MAP PLANNER™V3.9 WITH FLOOR BUILDER!
Retirement Policy Allocation of Upside, Floor, Longevity, and Reserves from the Household Balance Sheet
R-MAP Planner™ is a comprehensive Excel-based planning tool based on the Retirement Income Industry Association (RIIA) income floor/upside method, the basis for RIIA’s Retirement Management Analyst (RMA℠) designation. R-MAP™ is a 75-year full lifecycle planning tool with separate pre-retirement and retirement balance sheets and financial capital portfolios. R-MAP™ automatically determines income floor and upside from the household balance sheet, provides the fully integrated Floor Builder feature for creating risk-free income ladders from CDs, bonds, zeros, TIPS, and annuities, shows before and after Floor Builder full-plan cash flow timelines, and before and after upside portfolio allocations. There’s no other tool like it!
Now updated for the new TCJA tax law (12/22/17).
R-MAP™ is available “risk-free” as a 30-day money-back trial. Download the tool and share your reactions and suggestions—either privately to [email protected] or publicly as a review on the product page. Thank you for your interest and support!
— Michael Lonier, RMA℠
LFA LLC
75-YEAR PLAN WITH SEPARATE ACCUMULATION AND RETIREMENT PERIODS, BALANCE SHEETS AND PORTFOLIO ALLOCATIONS, FLOOR BUILDER, SOCIAL SECURITY PLANNING, AND FULL LIFECYCLE CASH FLOW
Collect Client FINANCIAL Info
Enter income, pensions, fixed, discretionary, and one-time expenses, assets, debts, choose a Social Security strategy, and schedule any asset sales and debt payoffs
Review Household Balance Sheet
R-MAP™ shows the household balance sheet with the NPV of all assets and liabilities, the income floor relative to financial capital, and cushion above the floor
Portfolio balances & annual cashflow
R-MAP™ shows the effect of annual income and expenses on the portfolio—tax deferred, tax-free, and taxable—and what-ifs for annuities and Roth conversions
Balance sheet portfolio allocation
R-MAP™ sets the bond allocation to the income floor, graphically showing risk to the floor and available upside—balance sheet allocation, not arbitrary formulas!
R-MAP Planner™ is an Excel worksheet, so you already know how to use it!
Calculations are immediate, no reports to run, all information at your fingertips
KEY FEATURES
Get R-MAP PLANNER™ V3.9 with FLOOR BUILDER TODAY!
It’s never been easier to build an income floor and allocate an upside portfolio.
Finally a tool that makes risk-free retirement income planning FUN!